Welcome to CreditPulse

CreditPulse is an online portal that provides comprehensive credit risk intelligence based on industry and market-specific data to support timely, authoritative guidance in credit and investment decisions.  CreditPulse also monitors the credit standards and performance benchmarks of public companies through its proprietary Credit Standards Index.

Learn More about the Credit Standards Index
Rank Company Industry Revenue* Bad Debt Allow DSO Ops Cash as % of Rev Current Ratio Debts/ Assets CSI Score
1 Arena Resources Inc
Tulsa, OK
Oil/Gas-Independent 208,859 0.0% 20.05 84.9% 4.52 0.18 1.00
2 Monolithic Power Systems Inc
Los Gatos, CA
Semiconductor 160,511 0.0% 20.73 24.7% 5.53 0.16 1.00
3 Tessera Technologies Inc
San Jose, CA
Semiconductor Equip 248,291 0.4% 21.65 27.6% 7.21 0.11 1.00
4 Gen-Probe Inc
San Diego, CA
Medical Equip/Supplies 472,695 2.1% 25.79 37.7% 13.49 0.06 1.00
5 United Microelectronics
Hsinchu City, Taiwan
Semiconductor 3,071,496 0.1% 31.62 46.7% 5.37 0.15 1.10
Rank Industry No. of Comp Write- Offs Int'l Sales Bad Debt Allow DSO Ops Cash as % of Rev Current Ratio Debts/ Assets CSI Score
1 Semiconductor 89 51% 70.00% 3.2% 41.56 15.0% 4.69 0.33 2.18
2 Diagnostic Substances 10 83% 15.80% 3.1% 58.23 18.0% 4.96 0.22 2.29
3 Biotechnology 17 147% 25.60% 2.4% 58.09 23.0% 4.77 0.37 2.32
4 Mining/Quarrying 28 14% 27.80% 1.4% 35.44 21.0% 1.77 0.54 2.45
5 Oil/Gas-Independent 63 27% 3.60% 2.3% 37.09 57.0% 1.20 0.56 2.46

Recent Articles

Credit standards are a global affair for the world's independent oil and gas explorers as eight different countries are represented in the industry's CSI top ten.  "Capital discipline as part of our DNA." 

A British company that claims it can make money even if oil prices drop to the mid 20s has the highest credit standards out of 84 companies with a CSI score of 1.30, according to the latest data provided by the Credit Standards Index (CSI).  Find out which company in this CreditPulse independent oil & gas industry exclusive. 


Credit standards for the world's independent oil & gas exploration companies show an industry more than capable of meeting future economic challenges but with some pot holes along the way. 

Independent oil & gas explorers, long known for high credit standards driven by low credit risk and high cash flow, strengthened those standards in 2014, according to data recently compiled for the Credit Standards Index (CSI).  Get the latest DSO, bad debt, cash flow and liquidity benchmarks in this CreditPulse exclusive.


Credit practitioners and finance executives have ignored this question for years.  A nine-month discussion that began on LinkedIn last year reveals why the silence has been deafening.  

Since the days of Adam Smith over two centuries ago, the extension of credit has served as one of the most important and enduring aspects of commerce.  Yet, to this day, credit risk--a key component of credit extension--remains an enigma to many.  Find out why credit insurance really isn't necessary in this CreditPulse feature story.


Argentina's currency plunges against the U.S. dollar as the country's newly elected president, Mauricio Macro, lifts currency controls in a move to restore stability.

Since October 2011, Argentina's currency, the peso, has been in steady decline with the government at one point deploying dollar-sniffing dogs to combat what had become a thriving black market in U.S. dollars.  Those days may finally be over as Argentina's new president, Mauricio Macro, is allowing the peso to trade freely in a move meant to restore stability.


In the surest sign in months that inflation is on the rise, U.S. consumer prices including food and energy increased for the fourth consecutive month to 0.7%. 

U.S. consumer prices, as measured by the Consumer Price Index (CPI), rose to 0.7% in December 2015 on a seasonally adjusted basis from a year earlier, according to data released yesterday by the U.S. Department of Labor.


CreditPulse recaps the fascinating year of 2015 with our year-end montage of insightful comments from noteworthy people around the world.  "Monetary policy is important, but it is not omnipotent." 

"Central banks in the U.S., Japan and Europe are trapped in a loop," wrote economist David Malpass (upper left corner), the former deputy assistant Treasury secretary in the Reagan adminstration, on January 22, 2015 in a Wall Street Journal editorial.