About Us

About CreditPulse, Inc.  

CreditPulse, located in Jacksonville, Florida, is an online journal for credit, accounting and finance professionals that provides in-depth information, research and analysis in specific areas of credit management, accounting and credit markets. In addition, CreditPulse monitors the credit standards and other performance-related credit and accounting benchmarks of companies through its proprietary Credit Standards Index (CSI), a ranking and classification of more than 2000 public companies by their credit standards.

John Bassford, CICP publisher and editor of CreditPulse, spent over 15 years in credit and accounting on the division and corporate levels for both publicly-traded and privately-held companies.  In addition to front-line experience in credit, accounting and economics, he has conducted extensive research into the risk management, organizational structure and standards practices of companies throughout America.  His articles on the subjects of organizational structure and credit standards have appeared in nationally recognized trade journals.  John Bassford is certified in international credit (CICP) and has served as a consultant and trainer to several large regional companies.  He has a Bachelor of Arts degree from Valdosta State University as well as post-graduate coursework in accounting, economics and business from the University of North Florida.  John Bassford can be reached at jbassford@creditpulse.com.


Dr. Charles W. Mulford, editorial advisor for accounting, is Invesco Chair and Professor of Accounting in the College of Management at the Georgia Institute of Technology in Atlanta and a Certified Public Accountant (CPA).  Prior to joining the faculty at Georgia Tech, he practiced public accounting at Coopers and Lybrand, now part of the auditing firm Pricewaterhousecoopers.  He has coauthored three books, including the bestselling The Financial Numbers Game: Detecting Creative Accounting Practices published in 2002.  Dr. Mulford has appeared on numerous broadcast networks, including CNBC, ABC News and Bloomberg TV.  He is a renowned expert on cash flow and the statement of cash flows and regularly consults with major domestic and international commercial banks and money management firms.  Dr. Mulford received his PhD in accounting from Florida State University.